Where can I find out what my credit rating and credit score are on the internet in Australia?

Is it free, or do you have to pay by the way?

Where can I find out what my credit rating and credit score are on the internet in Australia?
Try checkmyfile.com.au - its free. You can see your credit score after answering a few questions. They'll also tell you what your credit rating is (one star up to five stars) and work out from your credit score which credit companies will lend to you.
Reply:Hi Joe-





I don't know what your regulations are there "Down Under", but I surmise that you should; 1] Identify who your credit regulation agencies are [Google them?] 2] Contact each one; Email, Phone, Snail-mail%26gt;%26gt; requesting precisely what you need to do to obtain your personal rating.





p.s. I've visited Australia- a beautiful country!
Reply:Veda Advantage. Used to be Baycorp.





They hold all the credit files and register all credit checks. It is not just about a credit score but the finance companies check your defaults and enquiries which is held by this company.





You file will cover all loans and enquiries you have had in the last 5 years. Every time you apply for credit and it also lists any defaults a company has listed. It will also show if it is paid or unpaid and when it is due to fall off the register.





They have 2 types of services. They will send to you for free but it could take up to 14 days for you to receive. I have done this so many times and never had to wait 14 days. They do have a small fee in which they will supply to you within 24 hours. Every time I have paid they email or fax it within 5 minutes. They also have a service which you can sign up for which is more expensive but they notify you of any changes to your file for the next 12 months.





www.vedaadvantage.com (no .au even though Australian)


Google if you would like to double check address.