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Saturday, October 24, 2009

How can I get free credit info and a free credit rating that is for real and actually free? #'s please.?

I'm tired of all of the pay monthly later crappy *** web sites! Please help me. I just want to find out my credit score! Can you give me #'s to the big 3 or a good web site? I just want to know where I'm at!

How can I get free credit info and a free credit rating that is for real and actually free? #'s please.?
You can get free credit info at https://www.annualcreditreport.com/cra/i... , but you can only get them once year.
Reply:there are free sites to give you a report,but no score.but,i have a trick. you ready? go to a car dealership, and pretend you want to buy a car,when you get in the office,they will pull up your credit report,and you can get the number from them.
Reply:Would you also like free beer with your free credit score? ;-)





Not everything in life is free and unfortunately, that includes your credit score. It's not that expensive to buy. If you can't afford to buy it once a year, you probably shouldn't be applying for any loans that are based on your score.





Your credit reports are free once a year from http://www.annualcreditreport.com. If you get yours, you can look to see how much credit you have across all lenders and how much money you owe. You'll also find out if there are any outstanding bills you haven't paid - like student loans, cell phone service, utilities or medical.





If your credit report is clean, you have credit available but don't owe much (or nothing), you have no late or missed payments or no collections, your score should be quite decent and you're doing a good job with your credit.





I have a credit card from Providian (now WaMu) that gives me my credit score from TransUnion for free. I've had that card for years and don't know if they offer that feature to new applicants.
Reply:There is only one website that can provide you with your real FICO scores (not Truescore, Vantage score, PlusScore and other nonsense). It belongs to a company that developed it and its website is located at http://www.myfico.com . It is not free though but that is the only way to get all 3 FICO credit scores online.


Since FICO credit score is a commercial product you cannot get it absolutely free. For free you can get only a bull $hit score.


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