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Saturday, October 24, 2009

What is the way to rebuild my credit rating after a bankruptcy?

My current income is 45-50K per year and I have just filled for bankruptcy.

What is the way to rebuild my credit rating after a bankruptcy?
Maybe you should post some of the details on your bankruptcy if you want anyone to care enough to answer. For the most part people who file are lazy scumbags that mooch off anyone and everyone and run up credit card debt on materialistic items. Nobody likes those people.
Reply:Well it is tough to make a rebound from bankruptcy. This is something that takes time. It would be the same as any teenager that realized they are eligible for a credit card. To start out the best thing to do is apply for a store credit card. Hopefully enough time has elapsed for you to actually be accepted for one of these. Once you are accepted then make sure to always pay off the balance as soon as you get the statement in the mail. Eventually you will be able to earn enough credit to obtain an actuall credit card. The most important thing is to show the credit lendors that you are willing and able to pay off your debts.
Reply:Congratulations on helping make our economy even shittier!
Reply:Well you will be haunted by this from years to come. What you need to do is see where you went wrond last time. As long as you pay all your bills on time and live within your means. You credit should be back up to snuff in about 9 years.


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