How do I get a loan with a bad credit rating?

I lost my job 2 years ago when my contract ran out and unfortunatley was not re-newed. Most of the credit I had was the ususal - credit cards and small loans. I struggled to keep up the payments on these and fell behind badly......a friend lent me some money to bring things back up to date which it did.....in the short term.





My credit rating is now poor due to this demise and whilst I ma now back into full-time employment I am finding it difficult to catch up on everything. Above all this my friend is moving away and needs the cash I borrowed from them. I have been paying them back on a monthly basis as they borrowed the money on their credit card. She needs to clear this now before she leaves. I need 5000 in a few days time. I can afford to pay back around 175 per month but have been unable to get a loan from bank or usual sources due to my credit rating. I've tried a couple of the ones where you pay the fees but have hit dead ends there as they refer me to people I have loans with already!!





Please can someone help me?? I am now really desperate. She wants to get the money by Friday and this is a last ditch help plea.





Please don't post anything that is a scam - ie the companie that think we are all stupid and ask for details and then can't get their grammer correct and have yahoo e-mail addresses!!!





Help please?







How do I get a loan with a bad credit rating?
Yes it is difficult to get a loan with a bad credit. All lenders today ask for a good credit in order to process your loan application. Or your application is just rejected. But you can get a easy loan for bad credit if you follow some small techniques.


First of all with a bad credit you just need to contact private lenders over internet. If you apply with any banks it will reflect in your credit rating. Pls take this as a warning. So try searching in internet. You will find a lot of websites where private lenders who like to give a loan. Filter them depending upon your need and apply online.


I hope http://loan-guides.net will help you in getting a bad credit online loan.
Reply:Unless you own a property in your name and intend on getting a secured loan, you won't be eligible for a loan with bad credit, as you have proven that you are an unreliable customer, thus high risk. If somehow you did manage to find a company that would loan you money with bad credit, they will no doubt insist on payment protection and the interest would be high to cover the high risk.
Reply:I would try to get as much as possible from selling things first, things you don't use etc, to reduce the amount you need to borrow.





If you are struggling to get credit, you will find it tough, but the cheapest source will be your bank. They my be satisfied your finances are back on track and be willing to lend to you again.
Reply:Have you tried provident...? I don't think they'll give you £5000 maybe £1000. They will lend to anyone but their interest is sky high.





I really think you should speak to the citizens advice bureau.





Your friend shouldn't have lent you the money then did this to you.
Reply:want to get a loan but have bad credit.don't worry its better for you to try for an online loan.many banks in online also lend loans even you have poor credit.i think that the below website will help you to find right solution.
Reply:Try the citizens advice bureau or one of these debt relief companies that have carol vordoman on the ad
Reply:Try out http://www.online-unsecured-loans.co.uk/...



Reply:Hello my name is cyndy, my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don't really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloanincoporated@live.com)
Reply:In regards to your question. My little advice is that you go to a bank in your area to request for the loan, and that is if you have a collateral, but if you want a loan from those that give out unsecured loan without a collateral i know of a loan firm that gives out unsecured loans, though he is the only one i have tried for now so i don't really know if their interest rate is the lowest. Few months ago when i had a bad credit, a friend of mine introduced me to them, inspite of my bad credit they were able to lend me a loan of £20,000 of which i used to revive my business, I think you too can do the same as well. Here is their contact information if you wish to contact them. multiplecreditloans@yahoo.com


Regardless of your nationality, i am sure they can be of help to you.


Good Luck.



Reply:Use this site: http://jbx6.NewCreditApplications.com


then click poor credit to find credit cards available for poor credit


I hope this site helps you out.