If your credit rating is really rotton, how long does it take to recover?

Let's say you pay off everything, then pay all your bills on time. How long does it take to get a good rating?

If your credit rating is really rotton, how long does it take to recover?
not very long maybe a year if that. it will stay on your credit report for seven years
Reply:to make your credit rating increase quickly, consider getting a secured credit card. this is the type of credit card where you deposit an amount in their bank, and your credit limit will equal this deposit amount.





if you are very responsible with this account, you will soon increase your credit rating to where you qualify for a nonsecured credit card.