Does anyone know any sites that will show me how to get a really high credit rating from scratch?

I've never had credit and want to get my scoring as high as poss. in one year.WWhat's the best way to go about it?How much have you been offered etc? and will the banks offer me megabucks after a year?

Does anyone know any sites that will show me how to get a really high credit rating from scratch?
I'm not sure there is a way to do that, but I would suggest you visit





http://www.moneysavingexpert.com





He gives impartial financial advice, advices on the best way to borrow money, but more importantly tips on saving and become debt free.





Shola Ogunlokun


I want to fly across the UK


http://mbchallenge.blogspot.com
Reply:Start off with something like a target credit card. Make purchases but pay off your balance at the end of every month. This is called revolving credit. Once you show that you're responsible with credit you will start getting applications for more credit cards.


But unless you can show that you earn lots of money, you will not be given excessive credit unless you're a cop, or a firefighter. For some reason, govt employees always have high credit.
Reply:I asked a similar question 10 years ago and got a very good answer .. i wish i wouldn't have done it ... debt is bad
Reply:NO THEY WONT
Reply:The only way to get a high credit rating is to get lots of credit





It sounds silly but the more credit you have the more they know about you on their systems and the more likely it is that they'll give you more credit.





So long as you're a good payer that is.
Reply:Try and get some credit but only to build your credit history. For instance, get a credit card and use it for an expense even if it's only for expenses of £5 per month. Ensure you make your payments on time - set up a direct debit. Also, make sure you're registerd on the electoral roll. No one can fast track your credit rating so pay no one to do it regardless of what they claim.