What is the best place to check my credit rating?

will be looking for appartment soon, want to check my credit for errors or anything that might reflect badly on me.

What is the best place to check my credit rating?
Please visit annualcreditreport.com. As a consumer you are entitled to recieve one free copy of your credit report each year. This service will allow you to obtain a credit report from each one of the three credit reporting agencies (Equifax, Experian, TransUnion) free of charge. The best thing about this service is that you don't need to research three different sites to manage this process it is all done from this one website. If you decide you would also want to know what your credit score rating is you can purchase it in many cases for $5.





Lastly, if you come accross any negative reporting such as a late payment history or collection item feel free to process a dispute online. Whether it belongs to you or not I would recommend disputing it. The law requires the creditor to respond within a short amount of time, if they don't the reporting gets deleted. In many cases creditors recieve so many of these request that if your account is paid they just ignore the request and you have just bettered your credit and increased your score with just a few minutes online.





Hope this helps and enjoy!
Reply:transunion.com
Reply:Equifax


PO Box 105873


Atlanta, GA 30348


800-685-1111





Experian


PO Box 2002


Allen, TX 75013


Consumer Credit Questions


888-EXPERIAN (888-397-3742)





TransUnion


Post Office Box 2000


Chester, PA 19022


(800) 888-4213