Will my credit rating be effected by getting a new number?

I have a credit card and how will my credit be effected if I cancel curtrent card and get a new number from my credit company

Will my credit rating be effected by getting a new number?
Not at all. Your previous credit rating will apply to the new card number. Also, they go by your social security number and that stays the same.


That would be the same thing as if you lost your credit card and had to cancel it - you don't lose your credit rating thru that either.
Reply:EASY MAN
Reply:You will lose points for closing an account. Pay it off, put it away and don't use it. Open another account and keep it in good standing. And your numbers will go up, provided you pay all your other bills ontime.





You also lose points everytime your credit is checked. Applying for a new card, regardless of who with, they will run a credit check, even if it is with the same bank.
Reply:i think it wont change anything because they have your personal information, right? If for instance you have had bad credit they will still know.
Reply:The rule of thumb to keep your score up, is to use no more than 1/3 of your credit limit on your card. If you have $1500 of credit, divide that by 3 and use no more that $500 at any time. Other than that, as long as you pay your credit card off, they will not hold it against you. It will show that you requested the account to be closed, but that should not create bad credit, unless you do not pay what you owe.
Reply:no. sometimes you have to get a new account number, like when your card is lost or stolen. it would be rotten to loose credit score points for that!
Reply:no,..not at all