Can an MSP debt affect my credit rating ?

i owe money to the gov of Canada for MSP. i called this guy, and he refused to tell me any kind of consequences. I'm thinking there are none. can anyone confirm the scope of their powers?

Can an MSP debt affect my credit rating ?
MSP? Medical Services Plan?





The government won't typically damage your credit report (student loans are an obvious exception), what they will do is keep any money you might have been entitled to through GST, Income Tax refunds and so forth.





Now, if the debt is significant (thousands) then you;ll hear from them, and they can make life seriously unpleasant including freezing bank accounts and garnishing your pay.





Bottom line? It's the government, they're going to get the money sooner or later, better to deal with them now before the interest stacks up.
Reply:MSP debt does show on your credit report. You must pay the debt in full ASAP.





If the debt is increasing monthly because you still aren't paying your premiums, it will affect your credit for the next 7 years.
Reply:No it doesnt....i should know i owe. But my friend also owed and they did end up garnishing wages. Call and go on a payment plan