How long does it take to get a student loan off of your credit rating?

According to the Federal Student Aid website, it is typically 7 years before a defaulted student loan will disappear from your credit; however if it is a federally held loan, it can remain on your record forever for the sole purpose of disqualifying you from FHA and VA loans.

How long does it take to get a student loan off of your credit rating?
Why would you want it off? I would think you'd want it on there to show you are a responsible borrower.
Reply:I had a defaulted student loan.


I got the loan placed into rehab,


it took about one year to get it on track and I was able to purchase my first home at the 1.5 year mark.


call the lender THEY WANT TO HELP YOU!
Reply:10 years, unlike the usual 7 years for other forms of credit.

lilac