What does "closed without discharge" mean in a bankruptcy case? Is the credit rating still trashed?

If you are not discharged, then your debts have not been forgiven, so yes, your credit rating would still be trashed.

What does "closed without discharge" mean in a bankruptcy case? Is the credit rating still trashed?
sounds like your bankruptcy was filed but not approved. Mine was approved therefore discharged.
Reply:Any bankruptcy trashes your credit, but it sounds like they refused to discharge the debt, meaning you still owe the money. Good luck.