Can an unpaid traffic ticket (no insurance, expired license) affect my credit rating?

I got this ticket in an adjacent state 5 years ago. I ignored it.


The police department there just sent me a letter threatening to ding my credit if I do not pay. Would they do that?

Can an unpaid traffic ticket (no insurance, expired license) affect my credit rating?
Yes. If they say they would then they would. You should pay that ticket ASAP.