How can I find out my current credit rating\score?

www.annualcreditreport.com gives you 1 report a year for free.

How can I find out my current credit rating\score?
You can get your official score from each of the 3 reporting companies. These companies have set up a 1-800 number where you can ask to recieve one over the phone.





Do not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.





"The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
Reply:QUIT GIVING OUT WWW.FREECREDITREPORT.COM!!!!


I swear to God you guys must get a commission for every sucker you con over there!








That site is NOT free.





Go to www.annualcreditreport.com.
Reply:annualcreditreport.com gives your credit reports, but not your credit score, unless you pay, so it is not free.





I have a Washington Mutual (former Providian) credit card and they provide my credit score for free every month.
Reply:You guys are victims of advertising. Freecreditreport.com is owned by Experian(only one of the 3 credit bureaus) and is a ploy by them to sell you a monitoring and scoring service.





The ONLY place to get your real FICO score(the ones lenders use) is www.myfico.com. This is the consumer site by Fair Isaac %26amp; Co, the company who writes the credit scoring software. It will cost you $45.00 to get all three but if you are applying for a mortgage I believe it is worth it to know.





Equifax does sell a FICO score, but that is only good if you know the lender you are going to use pulls Equifax.





Good Luck
Reply:There are several ways to get your credit report, you can ask for your scores over the phone from credit beauraus, you can check it online and moreover you can visit a website given below.
Reply:freecreditreport.com