Where can i get a £18000 loan, i have a bad credit rating?

Im in dept big time and i need to consolidate really badly!!

Where can i get a £18000 loan, i have a bad credit rating?
when you find out let me know i need 25k!!!!





the lottery is mine this week, if i win il give you some!!!





try this website too has some good tips on it, is genuine too nothing dodgy





www.moneysavingexpert.com
Reply:definatly check out the cab at http://www.citizensadvice.org.uk/ they helped me alot just reading the articles on what i should do next. best thing to do is dont let it get to you, if we are talking credit cards, you cant be put in prison and they cant take anything either, worse that can happen is they take you to court. all the judge will do is sort out a reasonable payment plan for you. please get some advice as moving it around doesnt work been there done that! your credit rating just gets worse its a visious circle. and its not fair on you! or you could try northern rock for a loan.
Reply:I'd say be very careful about consolidating as if you haven't changed your spending habits you'll just run up more debt. Equally any loan you take will be at a sky high rate because of your credit rating.





1st is to go to the Citizens' Advice Bureau





2nd Avoid these debt companies who promise to write off your debt.





The BBC have a couple of interesting programs, spendaholics


http://www.bbc.co.uk/bbcthree/tv/spendah...


and


Bank of Mum %26amp; Dad


http://www.bbc.co.uk/entertainment/banko...





Another website that i fined useful is The Motley Fool www.fool.co.uk - they have loads of advice
Reply:Have you a property? For that amount any lender weould want a guarantee on your house, if you haven't and that is a large sum of money - try somewhere like money-news.co.uk that offer best buy loan tables http://www.money-news.co.uk/guides/best-...





Good luck!
Reply:if you are a homeowner you can do debt consolidation. Otherwise move your credit cards to a low,no interest one for starters. Some companies loan to those with a bad credit rating but interest rates will be sky high.Why not try working out what you can afford to pay and speak to those you owe money to?
Reply:have you tried uswitch they do the best loan deals on there.
Reply:So you'd rather get into more debt to pay off another debt? Good luck to you.
Reply:I just declared bankruptcy,


Sorry I'm the wrong person to ask.
Reply:i'd lend you it but i'd want a 100% return in a week or your legs'll be mine
Reply:Don't even try this on your own. Go to Citizens' Advice Bureau and get their help in addressing your debt situation and rescheduling of payments.





Debt consolidators always want their own pound of flesh.