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Wednesday, March 17, 2010

Where can I get a credit card if I have poor credit rating.?

I already have a Capital One card - anyone know of another company.

Where can I get a credit card if I have poor credit rating.?
*Capital One Classic Credit Card


This credit card offers the chance to rebuild your credit rating as it is designed especially for those with a bad credit history or whose application for credit has previously been declined.





# Credit limit between £200 and £2,500


# Low monthly payments


# No annual fee





*Vanquis Abacus Visa Credit Card


Vanquis specialises in understanding individual’s circumstances, they’ve already helped over 100,000 people with a poor credit rating. They'll consider you if you are new to credit, have a bad credit history, or have had credit problems or CCJs in the past.





Typical APR 39.9% variable





*Aqua Credit Card


Aqua have helped over 100,000 people including individuals with adverse credit history and people with difficulties proving a regular income such as the self employed, or those that work part-time or are on low incomes.
Reply:Household Credit.
Reply:I've got a poor credit rating. I get my credit card from stealing them from other people (this also has the benifit that I do not have to worry about repayment or the interest rate)
Reply:Try to avoid doing this. There are an awful lot of people in financial difficulties already in this country because of the greed of credit card companies.


If you do take out another card, beware of payment protection insurance. In theory there are cheaper alternatives to what the credit card companies offer. There's a big stink being kicked up about this right now.
Reply:I wouldnt have thought it mattered,once you get one,you can get more,they will be falling overthemselves to saddle you with debt.


personally I wouldnt,stick to a debit card %26amp; live without credit %26amp; thus debt free.
Reply:Orchard, Bank First or 1st Premier.....





http://www.expert-credit-advice.com/cred...


http://www.goeufora.com/418121496892


http://www.chasefreedomnow.com/?CELL=6F6...





http://www.ftc.gov/bcp/conline/edcams/cr...
Reply:juniper, but it sounds like you don't need it!
Reply:My credit wasn't too get either and I am still working on improving it. I had a credit card with first priemer bank they started me off with a small amount then it went up after two years to which I rarely used it only got it to help build my credit.


There are prepaid credit cards that you can purchase at check cashing places for under 10 bucks or search the web for opportunities to rebuild your credit using credit cards all geared toward helping you with money management skills -- which is essential for good credit. - good luck -
Reply:Virgin are very tolerant even if you have ccj's and also suprisingly Barclaycard offer a good one too to adverse credit history customers.


Banking wise Natwest are the best as they are very understanding.


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