Will the bank check my credit rating is I request a temporary overdraft?

I am not overdrawn but I may need a little extra for 10 days...

Will the bank check my credit rating is I request a temporary overdraft?
You will know when you ask for the overdraft because they


have to get your permission to do so.





Mine offers a monthly "overdraft" that I can access at any time


for around $500. But I have direct deposit and that is probably why


they offer the service. (Don't know how it works because I never


used it so far).
Reply:Yes they will and that overdraft is going to cost very high interest rate. Most banks take 21%. Forty years of banking and have never used the overdraft.