In what towns in uk do people have good credit rating?

looking for areas in uk where people have good credit history i.e.if somebody is presented with a bill it is not in default.

In what towns in uk do people have good credit rating?
every town I would have thought
Reply:Tunbridge Wells
Reply:Upmystreet's neighbourhood profiles give broad details about financial habits in specific areas.
Reply:Some areas have a better payment than areas, for instance Northern Ireland isn't so good because their small claims courts are bad. But their are good payers everywhere ( maybe even in Nigeria) and certainly bad payers everywhere.