I have a regional gasoline card but no other credit besides the above.
After getting my first credit card after a messy divorce, what's the best way to improve my credit rating?
Pay off the card in full every month. You also may want to look into getting a secured loan. The mix of credit you have (loans and cards) affects your score.
Reply:apply for a mastercard with a limit of like $500.00 and use it to buy stuff online when you shop and order stuff through the mail. then pay on it a little every month and you will earn a good credit score. once you pay that off, they will offer you a better credit card in the mail and so on and so on until you are considered grade a material on credit. good luck.
Reply:Just use it a lot and pay on time.
here you'll find a few comprehensive sites that explain CC quite nicely.
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you!
Reply:The most important thing is to pay your payments on time. I suggest you pay the card off in full each month to avoid paying high interest.
Reply:Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-...
Reply:Pay off the balance or keep it small for the time being on the Gasoline Credit Card.
UNFORTUNATELY -- this is one of the problems with all divorces -- the Credit Ratings DO SUFFER -- and the one suffering the most is the party that is responsible.
One of the suggestions I make at this time -- use the Free Federal Requests -- do a single Credit Reporting Agency every 4 months -- and CHECK CAREFULLY the Credit Report -- to make sure that YOUR EX has NOT opened ANY NEW ACCOUNTS with your information (my own ex did this -- and I had to place Fraud Alerts on all of my Credit Reports and with all Credit granting Agencies).
Reply:Use it, but pay it off IN FULL, EVERY MONTH!
That will help you build a strong credit rating.
Don't get any others, just the one!
Reply:You don't need to pay the balance in full every month but make payments on time, however paying your balance in full every month helps keep you out of trouble.
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