If you have a debt with a debt collecting agengy and its on hold, does it effect your credit rating?

i've been with NTL/virgin media for just over a month, and after many troubles just getting it installed i got my first bill for just under £20. i paid it on saturday and whhen the post came in i had a letter from a debt collector who state i owe £173.43 to virgin!!! virgin say they cant find any outstanding balance, the accounts with the debt collecters is on hold while they sort it out. but does it effect my credit rating? my first baby is due anyday now and i plan to leave virgin. this is the icing on the cake

If you have a debt with a debt collecting agengy and its on hold, does it effect your credit rating?
No. You can breath easy until it's resolved you do owe the money...then you can contest it again.





Congratulations! Been a long while since the last virgin birth.
Reply:no its not affect your credit